Valley, NE Homes for Sale — Live MLS Listings & Search
The listings below are pulled live from the Great Plains MLS and refreshed multiple times daily. Valley is a small Douglas County city of approximately 3,400 residents at the far western edge of the Omaha metro, at the confluence of the Platte and Elkhorn Rivers. The city covers zip code 68064 and 6.06 square miles (roughly a fifth of which is water — reflecting the recreational lakes that define the local market).
Use the filters below to narrow by property type, bedroom count, price range, or waterfront status. Valley's defining feature is its lake-community footprint — Flat Water Lake (80-acre spring-fed, all watercraft), Still Water Lake (30-acre no-wake, no SID), Ginger Cove and Ginger Woods, Valley Shores, Mallard Landing, Timberlodge Lake, Bluewater Lake, Gaviidae Valley — at a density unmatched anywhere else in the Omaha metro. Non-lake inventory includes historic downtown homes around Meigs and Gardiner Streets and newer inland subdivisions. The school district is Douglas County West Community Schools (DC West), an independent three-school district. Median home value in zip 68064 is approximately $585,000, elevated by lake homes.
Filter Valley Listings:
Current Homes for Sale in Valley, Nebraska
Filter Valley Listings by Sub-Area
Valley covers 6.06 square miles in zip code 68064, with the Douglas County West Community Schools attendance zone extending well beyond city limits into rural Douglas County. The city breaks naturally into six recognizable sub-areas defined by whether the property fronts a lake, sits in the historic downtown, or falls in the newer inland or acreage inventory. Below are the six sub-areas most buyers focus on, with quick links to filtered searches and to the matching section of the Valley guide. For metro-wide community comparison, see the relocation hub.
Historic Downtown Valley
The original railroad-village downtown around Meigs, Gardiner, Whittingham, and Pine Streets. Pre-2000 housing stock: mid-century ranches, older two-stories, bungalows, and a few Victorian-era homes near the historic churches. Walkable to DC West Elementary at 401 S Pine, the Valley Historical Museum, and the downtown commercial strip. Most accessible Valley pricing and the character pocket of the city.
See Historic Downtown listings →Flat Water Lake Community
80-acre spring-fed lake permitting all watercraft: water skiing, jet skiing, wake boarding, and fishing. New-construction lake lots on the perimeter. The premium tier for buyers wanting active water sports and full-size lake living inside the Omaha metro. Walking distance to Valley City Park and the local pool. Most Flat Water Lake homes list $500K+; larger newly-built waterfront residences reach $1M+.
See Flat Water Lake listings →Ginger Cove & Ginger Woods
The established lake communities on the north-central side of Valley. Predominantly 1990s-2010s construction on lake-front and lake-view lots with mature landscaping. Ginger Cove specifically has some of the most mature and character-rich waterfront inventory in Valley. Popular with buyers wanting lake lifestyle but preferring an established community over a brand-new build. Multiple boat slips and shared dock access common.
See Ginger Cove & Woods listings →Valley Shores, Mallard Landing, Timberlodge & Bluewater
The middle tier of Valley's lake inventory across four adjacent lake communities. Housing stock ranges from 1990s original builds to more recent renovations. Some homes are directly lakefront; others are lake-view or short-walk to shared access. Amenities and use rules vary by lake community. Verify use rules, dock rights, and HOA structure per address. Most diverse inventory tier in Valley's lake footprint.
See mid-tier lake listings →Still Water Lake — LIVE, WORK, PLAY
The newest planned lake community in Valley. 30-acre spring-fed no-wake lake designed for kayaking, paddleboarding, canoeing, and fishing. Two distinctive features: sits above the floodplain (no costly flood insurance required) and has no SID levy on the property tax. Ranch homes from ~1,100 sq ft, 1.5-to-2-story homes from ~1,400 sq ft. Amenities: beach, playground, pickleball court. See stillwaterlakevalley.org.
See Still Water Lake listings →Acreage & Rural Valley (Non-Lake)
The 5-acre-plus rural inventory in surrounding Douglas County, still within the DC West Community Schools attendance zone. Custom builds on larger lots including non-builder-attached parcels allowing buyers to bring their own builder. Recent listings have included 32-acre and 100+-acre farm parcels. Strong fit for rural privacy, horse property, or hobby-farm scale without leaving the metro.
See acreage listings →Valley at a Glance
A quick orientation for buyers who land directly on this page. For broader context on how Valley fits into the Omaha metro and how to compare against other communities, see the Omaha-metro relocation hub.
What You'll See on This Page
- Lake homes at Flat Water Lake, Ginger Cove/Woods, Valley Shores, and other lake communities
- Newer construction inventory at Still Water Lake (no SID, above floodplain)
- Historic downtown Valley homes around Meigs and Gardiner Streets
- Non-lake newer subdivision inventory in Valley's inland footprint
- Acreage / rural custom builds on 5+ acre parcels in DC West school zone
Location & Commute
- Zip code: 68064 (covers entire city)
- Total city area: 6.06 sq mi (4.86 land, 1.20 water — reflects the lakes)
- ~10 miles west of West Omaha / Village Pointe
- Hwy 275 to West Dodge Rd (primary E-W route); Hwy 64 on northern edge
- West Omaha (Village Pointe): ~15-20 min via Hwy 275
- Downtown Omaha: ~25-30 min; Offutt AFB: ~40-50 min (NOT a short Offutt option)
Schools — Douglas County West (DC West)
- Independent 3-school district serving Valley and rural Douglas County West
- ~1,116 students total (DC West Elementary PK-5, Middle, High)
- DC West High: #59 of 149 NE (US News), 87.9% grad rate
- DC West Middle: #43 of 123 NE; Elementary: #316 of 488 NE
- Per-pupil spending ~$11,644 (above state average)
- Respectable but NOT top-tier by NE standards — Elkhorn is the stronger schools play if rankings drive the decision
Notable Places & Anchors
- The lakes themselves — Flat Water Lake, Still Water Lake, Ginger Cove/Woods, Valley Shores, Mallard Landing, Timberlodge, Bluewater, Gaviidae Valley
- Two Rivers State Recreation Area (adjacent in Waterloo, 640+ acres)
- Pines Country Club (semi-private 18-hole, 7516 N. 286th St, NW of town)
- Twin Rivers YMCA (fitness, indoor aquatic, gym)
- Joe Roberts Arboretum, Elkhorn Valley Community Theater, Valley Historical Museum
- 3 city parks: Valley City Park (with pool), Rogert Park, Valley Mini Park
Why Valley?
Valley draws home buyers for some combination of three things: the lake-community footprint — unmatched anywhere else in the Omaha metro at this density, with Flat Water Lake (80-acre all-watercraft), Still Water Lake (30-acre no-wake, no SID), Ginger Cove, Ginger Woods, Valley Shores, Mallard Landing, Timberlodge, Bluewater Lake, and Gaviidae Valley all within or adjacent to city limits; the small-town character — walkable historic downtown around Meigs and Gardiner Streets, three city parks, an active community theater, and a quiet residential feel that the larger metro suburbs cannot replicate; and the proximity to West Omaha — 15 to 20 minutes to Village Pointe and the 168th Street corridor via Hwy 275, close enough for daily errands and weekly grocery runs. The honest tradeoffs: Douglas County West Community Schools is a respectable but not top-tier district; Valley is a longer Offutt AFB commute than Sarpy County options; and dining and retail density within Valley itself is limited (you drive to West Omaha for variety).
If those tradeoffs align with what you're looking for, this is your search page. If you're still narrowing among multiple Omaha-metro communities, start with the Omaha-metro relocation hub.
Valley Search & Buying FAQ
The questions buyers actually ask when they land on this page — not the generic ones. Answered in my own words.
How do I save searches and get alerts for new Valley listings?
Creating a free account on the site lets you save a search by property type, sub-area, price range, bedroom count, lot size, or waterfront/lakefront status and I'll send new listings that match as they come on the market. Valley inventory is smaller than the larger metro cities — typically 20 to 50 active listings at any given time — which means saved searches matter more here than in a large-inventory city like Omaha or Gretna. Lake homes in particular can move fast when priced right; email alerts are how most Valley clients catch the right listing on day one rather than missing it during a multi-week shopping period.
How is Valley different from other Douglas County cities?
Valley is the smallest and most rural of Derek's actively-covered Douglas County cities and the one most defined by water. Where Omaha, Elkhorn, Bennington, and Ralston are shaped by suburban school districts, retail corridors, and interstate access, Valley is shaped by its lake communities — Flat Water Lake (80-acre all-watercraft), Still Water Lake (30-acre no-wake, no SID), Ginger Cove, Ginger Woods, Valley Shores, Mallard Landing, Timberlodge, Bluewater. This lake-community footprint is unmatched anywhere else in the Omaha metro at this density. The school district is Douglas County West Community Schools — a smaller, independent three-school district that is a respectable but not top-tier ranking-wise. For lake-lifestyle buyers, Valley is often the only real option in the metro.
What's the difference between this listings page and the Valley guide?
This page is the active-search page — current Valley inventory in zip code 68064 with filters for sub-area, price, beds, waterfront, and other criteria. The Valley guide is the editorial deep-dive: the city's identity as the metro's lake community, DC West Community Schools context, comparison to Elkhorn and other nearby options, sub-area breakdown (Historic Downtown, Flat Water Lake, Ginger Cove, Valley Shores tier, Still Water Lake, Acreage), lake-property due-diligence workflow, and honest tradeoff analysis. If you already know you're searching Valley, start here. If you're still narrowing among multiple Omaha-metro communities, the relocation hub is the regional entry point.
Are these listings real-time?
Yes — the MLS feed updates throughout the day, so new listings typically appear within hours of being entered into the Great Plains MLS. Status changes (active, pending, sold, price-reduced) reflect on a similar cadence. Because Valley inventory is smaller than a large-inventory city like Omaha, saved searches with email alerts are how most Valley clients catch the right listing on day one rather than day five.
How quickly can you show me a Valley home?
Same-day or next-day showings are realistic for most active Valley listings — sometimes within hours if I'm available. For new construction at Flat Water Lake or Still Water Lake, model homes are typically open during published hours. For relocating buyers who can't fly in, I run live walkthroughs over FaceTime, Zoom, or Google Meet as a standard part of my practice. Valley's lake-community footprint means neighborhood drive videos covering the different lake communities (Flat Water Lake, Ginger Cove, Valley Shores, Still Water Lake) help out-of-state buyers orient quickly to how the lakes actually differ in vibe and use rules.
Do I have to use a buyer's agent? What's the cost?
You don't have to, but it's almost always in your interest — particularly on a lake home where the due-diligence workflow is meaningfully different from a standard suburban resale. Dock rights, use rules, flood-insurance implications, SID status, lake-association dues, and shoreline maintenance obligations all need to be verified. As your buyer's agent, my job is to represent you — pricing strategy, negotiation, walk-through findings, and the specialized lake-property checklist — not the seller. In Nebraska, buyer's agent commission is typically paid out of the seller's proceeds, so there's no direct out-of-pocket cost to most buyers. For Valley lake homes specifically, working with an agent who has closed Valley lake transactions before matters materially.
What does the offer-to-close timeline look like in Valley?
For resale, 30 to 45 days from accepted offer to close is typical. For new construction at Flat Water Lake or Still Water Lake, the timeline depends on stage: spec homes ready to occupy run 30-60 days; build-from-plan new construction can run 6-12 months from contract to occupancy. Builder warranties on new construction typically run 1-2 years on workmanship. Always pair the builder walk-through with an independent third-party inspection on new construction. Lake homes may require a specialized dock/shoreline inspection in addition to the standard home inspection.
What if a home I'm interested in isn't showing here?
A few possibilities. It may have been listed in the last hour and is still processing in the MLS feed. It may be a new-construction "coming soon" listing held by the builder before going fully active. It may be off-market entirely — a pocket listing, a for-sale-by-owner, or a lake-community listing that the seller is testing informally before going to MLS. For Valley in particular, informal off-market inventory is more common than in larger cities — the lake communities are small enough that word-of-mouth transactions still happen. Send me the address, community name, or source where you saw it, and I'll track it down through agent-to-agent or lake-community channels.
Can I tour Valley homes virtually if I'm relocating from out of state?
Yes, regularly. The toolkit: live FaceTime / Zoom walkthroughs with the freedom to ask "show me the dock rights disclosure" or "walk the shoreline"; recorded property videos with narration for spouses or family who can't make the live call; drive videos comparing the different Valley lake communities (Flat Water Lake vs Ginger Cove vs Valley Shores vs Still Water Lake) so out-of-state buyers can see the actual differences in vibe and buildout; and inspection coordination with vetted local inspectors familiar with Valley lake property. For new construction at Flat Water Lake or Still Water Lake, framing-stage walkthrough video is valuable for out-of-state buyers.
Which sub-area of Valley should I be searching?
Depends on what matters most. If small-town walkable character and most-accessible pricing: Historic Downtown Valley around Meigs and Gardiner Streets. If active water sports (skiing, wake boarding): Flat Water Lake (80-acre all-watercraft). If established mature lake homes: Ginger Cove or Ginger Woods. If mid-tier lake with varied inventory: Valley Shores, Mallard Landing, Timberlodge, or Bluewater Lake. If newer no-SID lake community without flood insurance: Still Water Lake (30-acre no-wake). If acreage with DC West schools: Rural / Acreage District. The Valley guide has a full breakdown of each sub-area. Most conversations land on two candidate sub-areas on the first call — we narrow from there.
Do you work with first-time buyers in Valley?
Yes, though Valley's inventory profile skews slightly higher in price than typical first-time-buyer markets given the lake-home concentration. First-time buyers in Valley typically target historic downtown properties or the more accessible tier of the mid-tier lake communities. The first call is short and focused: your timeline, what you're looking for, your budget (both contract price and realistic monthly payment with Douglas County 1.93% tax, any applicable SID levy, plus lake-association dues where relevant), and what the next 60 to 90 days could look like. No pressure, no follow-up campaigns.
Should I waive the inspection contingency on a Valley home?
Almost no scenario justifies waiving inspection on a Valley home — particularly on a lake property. Standard home inspection runs $400-$600 and takes 2-3 hours. On a lake property, add a specialized dock and shoreline inspection where applicable (typically $150-$300 additional). Verify dock condition, seawall or shoreline erosion, boat lift or dock hardware, and flood-insurance implications where the property is within FEMA floodplain (Still Water Lake is explicitly above floodplain; some other Valley lake communities are within it). For historic downtown Valley homes 40+ years old, add sewer scope and detailed HVAC / water heater inspection. I attend inspections so we can talk through findings in real time.
How do property taxes work in Valley?
Valley sits in Douglas County, which has an effective property tax rate of approximately 1.93 percent — similar to but slightly higher than Sarpy County's 1.90 percent. Douglas County West Community Schools levies its own school district tax. SID (Sanitary Improvement District) levies apply to some newer subdivisions in Valley and add another layer of property tax for the first 15-25 years of the SID. Still Water Lake specifically is marketed as no-SID, which is unusual for a newer community. Lake homes may also have lake-association dues that function similarly to HOA dues — not property tax, but a real monthly obligation to factor into monthly-payment math. Always pull the actual annual tax burden plus any applicable SID and lake-association dues on a specific address before finalizing your budget.
What should I know about lake-community due diligence in Valley?
Lake homes in Valley require diligence that a standard suburban resale does not. Verify per address: dock rights (some lakes assign dock ownership by lot; others require separate lake-association membership or waitlist); use rules (wake boats permitted, motor-size restrictions, hours of operation, quiet hours); flood-insurance status (Still Water Lake is above floodplain; some other Valley lake communities are within FEMA floodplain and require insurance that can run $1,500-$3,000+ annually); lake-association dues and reserves; SID number and current levy; and shoreline maintenance obligations. A lake home priced $50,000 lower than another can carry $200 to $500 per month in additional lake-association or flood-insurance costs that change the actual monthly-payment math substantially. Order a specialized lake-property inspection where relevant.
What's the easiest way to start a conversation?
A short call or a brief message — whichever is easiest. Tell me a little about your timeline, what you're looking for, and any constraints (lake-community preference, waterfront vs lake-view, use-rule preferences, budget including realistic tax and lake-association dues, move-in window). The first call is informational, not a sales pitch. (402) 841-9698 or derek@nebraskarealty.com.
Ready to Tour a Valley Home?
The first call is short, focused, and informational. We talk about your timeline, what you're looking for, and what the next 60 to 90 days could look like. No pressure, no follow-up campaign — just clarity.
Start a Conversation
Real Estate News & Resources
2026 BAH Rates for Offutt AFB and What They Actually Buy in the Omaha Metro
Military & PCS Relocation · BAH & Buying Power 2026 BAH Rates for Offutt AFB and What They Actually Buy in the Omaha Metro The Offutt AFB BAH rates for 2026 by pay grade, and the part that matters more: what your allowance plus a VA loan can realistically buy across Bellevue, Papillion, La Vista,
Relocating to the Omaha Metro: How to Choose the Right Community
Relocating to Omaha · Buyer Guide Relocating to the Omaha Metro: How to Choose the Right Community A new city, a dozen unfamiliar suburb names, and a budget you are trying to fit to a place you have never lived. Here is a practical framework for narrowing the Omaha metro down to the right commun
A Relocation and Home-Buying Guide for PCS Families
Military & PCS Relocation · Sarpy County Moving to Offutt AFB: A Relocation and Home-Buying Guide for PCS Families Orders to Offutt, a report date on the calendar, and a metro you have never lived in. Here is how to make the housing decision with clarity instead of guesswork, from a REALTOR® who